How do I sell my house to a cash buyer?

Selling your home to a cash buying company can be a great way to get a quick, guaranteed sale. It’s a very straight forward process with the right buyer and we’re here to help you find them.

Typically the process is as follows:

1) Initial offer

Once you have told us about your property and what you’re looking for, we will contact cash buying companies to obtain an initial offer in principle for you.

2) Valuation

If you are happy with and choose to accept the offer in principle, the cash buying company may arrange an appraisal of your property in person, usually using a local estate agent or RICS qualified surveyor.

3) Formal offer

Once the buying company has valued the property, they will make you a formal offer. As long as the searches and legal side proceed smoothly, the offer you’re made at this stage is the amount you’ll get upon completion.

4) Legal process and searches

The buyers solicitors will perform the necessary legal work and carry out local authority and other searches on your property. The buyer will normally pay your legal bills if you use their preferred solicitors, or make a contribution if you select your own.

5) Exchange and completion

You will exchange contracts making the sale legally binding and complete usually simultaneously or later if you’ve indicated that as your preference. The funds should appear in your account on the day of completion. Job done!

To make the process as smooth and rapid as possible you’ll need the following information and documents to hand:

  • Confirm whether the title is freehold or leasehold - If leasehold, you will need to confirm who the management company is, that the freeholder is contactable, what the maintenance arrangements/service charges are etc.
  • Proof of legal ownership such as a Title Deed - If you want to sell your property quickly, make sure you have evidence of the legal owners of the property in question.
  • Proof of identification - You need to provide state issued identification documents such as a passport or driving licence, and proof of address in the form of a utility bill or bank statement issued in the last 90 days, to confirm that you have legal ownership and right to sell the property.
  • Contact information for any third parties involved - Ensure you have the contact details and account numbers for any mortgages, loans or other secured debts against the property.
  • Confirmation of title transfer on inherited property - If the property has been inherited, has the title been transferred (assent of title) or has the probate process been initiated/ completed?

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